Pitirizani, tengani njira zopambana-ndi-zonse zopambana ndikusunga makasitomala.Ofufuza amati ndi njira yabwinoko.

M'malo mongopititsa patsogolo zinthu zabwino zomwe mumagulitsa ndi ntchito zanu - ndipo tikudziwa kuti zilipo zambiri - adziwitseni makasitomala zovuta zilizonse.

Ofufuza a Harvard Business School Ryan W. Buell ndi MoonSoo Choi adapeza kuti makampani amatha kukopa makasitomala ambiri omwe amawononga ndalama zambiri ndikupitirizabe nthawi yaitali pamene akuyika zonse: Onetsani makasitomala pansi pa chinthu.Fananizani zinthu, kufotokoza zomwe zimapangitsa wina kukhala woipa kuposa wina.

"Makasitomala akakhala ndi malingaliro okhudzana ndi kugulitsa zomwe akupereka, zimawathandiza kupanga zisankho zodziwika bwino, zomwe zimakulitsa ubale wamakasitomala."

Kafukufuku

Awiriwo adayang'ana banki yayikulu, maakaunti omwe adapereka komanso zomwe makasitomala atsopano adagula ndikugwiritsa ntchito.

Anthu omwe adatsegula akaunti ataphunzira za downsides - mwina malipiro apamwamba kapena chiwongoladzanja chochepa - amathera 10% mwezi uliwonse kuposa makasitomala omwe amangomva phindu!Ndipo patatha miyezi isanu ndi inayi, chiwongola dzanja chamakasitomala omwe amawonera wart chinali chotsika ndi 21% kuposa anthu omwe amangomva zopindulitsa.

Pamwamba pa izo, makasitomala omwe anamva za zovutazo anali makasitomala abwino.Anali ndi mwayi wochepera 11% kuti azilipira mochedwa.

Funsani mafunso atatuwa poyamba

Simukufuna kutha ndikuyamba kuuza makasitomala za chilichonse chomwe chili kapena chomwe chingalephereke ndi zinthu zanu.Koma kuwonekera pang'ono sikungapweteke.Ofufuza akupempha kuti muganizire mafunso awa musanasankhe zomwe zili bwino kuwulula:

• Kodi wartyo idzawonetsa vuto lomwe tiyenera kukonza?Ngati cholakwika chomwe mumagawana ndichinthu chomwe chiyenera - ndipo chitha - kukonzedwa, chithetseni.Osagawana zomwe zimapangitsa gulu lanu kuwoneka ngati silikuyenda bwino kapena mokhulupirika.
• Kodi nkhondoyi idzapangitsa kuti mpikisano wathu ukhale wosangalatsa?Ngati cholakwikacho ndi chomwe mpikisano wanu ungathe kapena kuchitapo kanthu - chifukwa ndiabwino kwambiri m'derali - simukufuna kuwonetsa.M'malo mwake, mukufuna kuchepetsa.
• Kodi kufananitsaku kulepheretsa makasitomala?Kudziwitsa makasitomala nkhani yonse kumamanga ubale wowonekera.Koma nthawi zina zambiri zimakhala zochulukira ndipo makasitomala amasiya kusankha chifukwa sangathe kupanga chisankho.Ngati mutha kupanga zidziwitso zazifupi zomwe zimafananiza zabwino ndi zoyipa, ndizabwino.Zambiri ndi zambiri.

Zothandizira: Zosinthidwa kuchokera pa intaneti